What constitutes identity theft?

Identity theft occurs when an individual uses someone else's personal information, such as their name or financial details, without permission, often with the intent to commit fraud or unlawful activities. This definition emphasizes the unauthorized use that leads to deception or financial loss to the victim.

The choice indicating the use of someone’s name to defraud without their permission aligns perfectly with this understanding of identity theft. It captures the essence of knowingly misappropriating someone else's identifying information for illegal gain, which is the core element of this crime.

In contrast, the other options do not represent acts of identity theft. For instance, using someone's information with consent is not theft but a legitimate act, and obtaining records lawfully for personal benefit clearly implies lawful access and does not encompass deceptive practices. Similarly, acquiring property with the victim's knowledge suggests that the victim is aware and presumably consenting to the transaction, which also prevents it from qualifying as theft.